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Unsecured personal petty short-term credit

Unsecured personal petty short-term credit

term interest rates

(a) petty short-term credit without collateral loan period of 1 year (inclusive).
(b) petty short-term credit loan without collateral rate in accordance with the provisions of the rules of the short-term interest rate for loans, floating rate in accordance with the relevant provisions of the people's Bank of China. During the loan period when the event of interest, implementation of the contract rate, no sectional interest. Loan term of less than 6 months, according to grade of 6-month interest rate.
(c) petty short-term line of credit without collateral beginning for 2000, the maximum loan amount does not exceed the borrower's average monthly wage of 6 times, and up to 20,000 yuan.
(iv) unsecured petty short-term credit loans generally do not handle extension. It fails to repay due to force majeure or accidents, the lender may be extended with the consent, and cumulative loan period shall not exceed 1 year. Before the interest is paid according to the rates stipulated in the contract. The interest after the exhibition closes, cumulative loan term of less than 6 months, from the date of extension, according to the tone of the day 6 months loan interest rates: more than 6 months, from the date of renewal, as listing 1-year lending rate of interest on the day.

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